Arizona SR-22 Filings Are Available Same-Day From Wessell Insurance
The state of Arizona subscribes to the SR22 system of communication between insurance companies, and the secretary of state’s office in Phoenix. This system is used to monitor insurance policies for certain individuals deemed “high-risk” by the state. If an individual has had certain violations in Arizona in the past, they are asked to acquire and maintain an SR22 insurance policy for a certain period of time, usually 2-3 years. This arrangement is used by the state to insure that an individual maintains at least state minimum liability coverage, with or without a vehicle present. If you do not own a car, you will still need to keep a NON-OWNER SR22 policy in force to release the hold. If you own a car, you can keep your existing insurance in place, and put a supplemental policy in force to satisfy the state. This option will keep your existing insurance carrier, all vehicles and other drivers out of the process, and is usually the least expensive. If there is no coverage on your car, you will need a traditional owners SR22 policy, written in the same way as any other policy with a vehicle. You can meet the SR22 requirement through an insurance policy with WESSELL INSURANCE for a motorcycle, scooter, moped and car/truck. The state of Arizona will recognize an SR22 endorsed on any of these vehicles, as well as on you alone.
The violations that will trigger an SR22 requirement range from, but are not limited to: DUI, driving without insurance, too many points, or any outstanding judgment. The actions to your license will include suspension or revocation, until a list of requirements is met. The reinstatement requirements in Arizona may include classes or fines, but will always require SR-22 insurance written by a company licensed to do business in Arizona. The fact that you may not live in Arizona does not matter to some of the insurance companies we represent. WESSELL INSURANCE can sell you a policy written in Arizona, with a mailing address elsewhere. If you are an out-of-state resident with an SR22 requirement in Arizona, complete our quote form or call us – we can insure you no matter where you live, or where you are currently licensed. In the case of an out of state resident who owns vehicles, the SR22 will have to be written as a NON-OWNER, and your vehicles will need to be insured in the current township that you have always insured them. A policy written in this manner will have no effect on any existing insurance, and vice-versa. Discretion is the goal for all SR22 policies, with or without a vehicle.
The state of Arizona takes a bit longer to file than other states, so do not delay in putting your SR22 in place. The transactions are done securely over the phone, with a credit or debit card. All paperwork is forwarded for your signature via email/fax, and we complete the filing on the same day. Contact information for the state of Arizona is listed below.
Minimum mandatory insurance coverage for the State of Arizona is:
■ $15,000 bodily injury for one person in one accident
■ $30,000 for two or more persons in one accident
■ $10,000 property damage incurred in one accident
For additional information regarding Arizona financial responsibility SR-22 high risk auto insurance contact:
Arizona Department of Transportation
Motor Vehicle Division
P.O. Box 2100
Phoenix, AZ 85001-2100
Phone: 602-255-0072
